Helping young people afford a home of their own

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We want everyone in Scotland to be able to afford a home of their own. We know that for far too many young people who want to rent or buy a home it’s an ambition that is often beyond their reach. We’re working to change that - here’s how.

 

🏡 Building new affordable homes 

 

Over 76,500 affordable homes have been delivered since the SNP came to office - including more than 52,500 council or housing association homes. Over the course of this Parliament we are committed to delivering 50,000 affordable homes.

 

🏡 Help for first time buyers

 

The SNP Scottish Government are investing £195 million in their Help to Buy scheme between 2016-17 and 2018-19. A further £100 million will be invested in the scheme to extend it beyond 2019.

 

More than 12,000 households have been helped into homeownership through Scotland’s help to buy scheme – three quarters of them under the age of 35.

 

And we have introduced a new relief for first time buyers on the tax paid when buying a home – meaning 80 per cent will pay no tax at all.

 

🏡 Action on high private sector rents 

 

We have passed a new law that will allow councils to create of rent pressure zones in areas with high rents. This new legislation also ensures that rents can only go up once a year and with three months’ notice.

 

🏡 Mitigating Tory cuts to housing support

 

We’ve fully mitigated the Bedroom Tax, helping people stay in their own home. And we’ve provided additional funding through the Scottish Welfare Fund to support 18 to 21 year olds following the Tory decision to remove their Housing Benefit.

 

🏡 Tackling rogue landlords

 

To prevent landlords ripping-off their tenants, we’ve introduced a tenancy deposit scheme and ensured that private sector letting agent fees, over and above rent and a deposit, are unlawful.

 

🏡 More security for private renters

 

We’ve introduced a new Private Residential Tenancy, which:

  • has no end date;
  • can only be ended by the tenant giving written notice and only by the landlord of one of 18 specific grounds are met;
  • gives tenants the right to challenge wrongful termination;
  • allows landlords to increase rent no more than once a year and only if the tenant is given three months’ notice; and
  • gives tenants the right to challenge unfair rent increases.

 

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